Capital One Deals: Top-Rated Customer Service and Credit Card Programs

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What are the best deals at Capital One right now?

Jena Bezesky

Jena Bezesky

DealCrunch Editor

Jena answered on 3.26.18:

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Many credit cards enable users to earn rewards based on their purchases and spending habits. However, most typically provide rewards with tight restrictions and short-lived benefits. That’s why Capital One created credit card programs to genuinely enrich the life of the consumer. With a focus on value and lifestyle, Capital One has forged partnerships with leading brands to deliver exclusive rewards and services tailored to the consumer. Whether you’re a world traveler, a foodie, or a music junkie, Capital One has a credit card to fit your needs.

Opening my first credit card was a daunting task. I had heard several horror stories from my peers who had been sucked into scary offers that became financial burdens. I learned about Capital One’s credit card programs after countless hours of research. And unsurprisingly, my story with Capital One has a happy ending that I continue to write about to this day.

From my first student credit card application to my current accounts that I use for travel or grocery shopping, Capital One holds a special place in my wallet and heart. The company has helped grow my credit score at my own pace while still giving me the chance to earn rewards that have saved me countless dollars over the years. As my interests and needs have changed over time, Capital One has continued to develop credit card programs and services that match my lifestyle.

Capital One shows no signs of slowing down its commitment to the customer. With newly-released promotions, partnerships, and unique technology, Capital One delivers customers credit card programs that enable them to enjoy life to the fullest.

Cutting-Edge Technology & High-Quality Service Empower Customers

Capital One embraces new technology to serve customers with the convenience and efficiency they need to manage their accounts.

The provider has a user-friendly mobile app that enables users to check their balance, pay bills, make deposits, access 24/7 customer service, and get a free credit score via its CreditWise feature. The app allows cardholders to access and redeem rewards from their smartphone in real time.

Capital One has also seized several other innovative opportunities to provide valuable, and even delightful, card services. One such example is Eno, an intelligent SMS texting assistant that all Capital One cardholders can communicate with so they can better manage their account — even if they text with emojis.

Capital One furthers its dedication to giving customers the tools they need to create a brighter financial future with its 360 Savings account, which can be managed through the Capital One mobile app. The account has a 1% APY, zero monthly fees, and is free of charge to open or close. The savings account additionally comes backed by FDIC insurance and several features to help users create personalized savings plans.

Partnerships Provide Members with Unique Perks & Select Experiences

By opening a Capital One credit card, users can expect to receive exclusive rewards that go beyond the generic cash back or store gift cards that are common among other providers.

One of Capital One’s notable ventures to expand member rewards is its recent partnership with Hotels.com. The collaboration allows certain cardholders to earn up to 10X miles when using their card to pay for any of the properties listed on Hotels.com. And the partnership includes access to the Hotels.com Rewards loyalty program, giving Capital One cardholders the ability to collect 10 nights and get one free based on their card purchases.

A screenshot of a graphic promoting the 50% off Spotify Premium reward deal with Capital One

Exciting rewards aren’t limited to travel — Capital One has even forged special rewards for both foodies and music lovers. With the Savor card from Capital One, users can earn 3% cash back when dining out and 2% cash back on groceries to give customers more back for every meal they enjoy. And other cards offer deals such as 50% cash back on Spotify Premium to keep on beat with the interests of the modern customer.

However, Capital One doesn’t stand in the way of cardholders receiving other benefits for their shopping activity. That’s why the company offers credit cards through Visa and Mastercard, which both provide unique perks for network members. Thus, cardholders can combine perks from Capital One and their card network to maximize their savings.

Current Capital One Deals for Earning Miles, Cash Back & Other Rewards

In addition to partnerships with leading brands and innovative services, cardholders can earn a wide range of rewards on everyday purchases. Cardmembers can rest assured that the customer benefits of their Capital One account will always remain the same even though program reward offers are subject to change.

Capital One Deals for Travel

Capital One has several credit cards that are designed for customers who want to reap the benefits of their frequent travel habits. The company particularly shines with its Venture® and VentureOne® cards, which both enable users to earn 10X miles every time they book a stay on Hotels.com. In addition to discounts on miles and accommodations, cardholders earn 2X miles on all other purchases, redeem their miles as a statement credit, and have no fees on foreign transactions.

1

Venture®

★★★★★ 4.9/5.0

Best Offer

2X Miles Per Dollar

Venture®
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The Venture® from Capital One card is a clear value for the constant traveler with its plentiful rewards from leading airlines and exclusive hotel properties. New cardholders can earn up to 50,000 bonus miles after spending $3,000 within the first three months of opening an account. The card also has no annual fee during the first year and a $95 annual charge in years to follow, making it an immediate deal for anyone with upcoming travel plans.

Offer CategoryDealCrunch RatingOfficial Website
#1 in Capital One Deals4.9 out of 5
www.CapitalOne.com
2

VentureOne®

★★★★★ 4.8/5.0

Best Offer

20,000 Bonus Miles

VentureOne®
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For those who love travel perks but aren’t always jetting off on a trip, the VentureOne® card is the ideal solution. The card has the same features and benefits as the Venture® card but with a lower variable APR along with a slightly more modest new cardmember offer of 20,000 bonus miles after spending $1,000 in the first three months.

Offer CategoryDealCrunch RatingOfficial Website
#2 in Capital One Deals4.8 out of 5
www.CapitalOne.com

Capital One Deals for Dining & Grocery

For many people, food is the way to their heart. That’s why Capital One has card programs just for their foodie customers that dish out cash back rewards at their favorite restaurants and weekly runs at the grocery store. The company has recently introduced Savor®, which comes with food-oriented rewards and full access to several money-saving services that are unique to Capital One.

3

Savor®

★★★★★ 4.9/5.0

Best Offer

3% Cash Back

Savor®
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Savor® from Capital One generously rewards users every time they chow down or shop for meal supplies. The credit card has no annual fee with unlimited 3% cashback on dining expenses, 2% back on grocery purchases, and 1% back on all other buys. And new cardmembers are eligible to earn a $150 cash bonus if they spend $500 on purchases within the first three months of opening an account.

Offer CategoryDealCrunch RatingOfficial Website
#3 in Capital One Deals4.9 out of 5
www.CapitalOne.com

Capital One Deals for Cash Back & Other Rewards

Some shoppers prefer to have a credit card to use on everyday purchases that will rack up useful rewards over time. Capital One has a variety of card programs tailored for each type of spender. But for those who want an all-purpose card that delivers real savings in all areas of your life, Quicksilver® from Capital One is the card that can handle the task.

4

Quicksilver®

★★★★★ 4.8/5.0

Best Offer

1.5% Cash Back

Quicksilver®
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Quicksilver® from Capital One has unlimited rewards for the spender who doesn’t want restrictions on where they use their credit card or on the rewards they earn. Cardholders earn 1.5% cash back on all purchases made at all times. The card also comes with no annual fee and a 0% APR during the first nine months.  But better yet, cardholders enjoy an exclusive discount of 50% off on their Spotify Premium subscription through April 2018.

Offer CategoryDealCrunch RatingOfficial Website
#4 in Capital One Deals4.8 out of 5
www.CapitalOne.com

Capital One’s Promotions Focus on the Customer First

Capital One is clear in its commitment to enrich the lives of its customers with its diverse selection of credit card programs and rewards. The company provides valuable rewards through cash-back products and unique offers with leading brands for travel, dining, and even music.

Paired with 24/7 customer service and top-notch technology for personal financial management, Capital One provides rewards that are a genuine value for every cardholder. With a Capital One card, users can save money with rewards and experiences that are just as dynamic as they are.